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🏦 Banking & Rates
Make your savings work harder.
Calculators for CDs, share certificates, compound interest, blended rates, and savings accounts. See exactly how much interest you earn — and how compounding frequency and rate changes affect your final balance.
8banking tools
3related guides
100%free, no signup
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Banking & Rates Calculators
Savings growth, deposit products, and interest rate tools
📄Popular
Share Certificate Calculator
Calculate CD or share certificate interest earned, maturity value, and effective yield. Includes CD ladder builder.
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🪜Strategy
CD Ladder Calculator
Plan a certificate ladder across multiple terms to maximise yield while keeping regular access to funds.
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📈Popular
Compound Interest Calculator
Model how savings or investments grow with compounding over multiple years, with optional regular contributions.
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⚖️Rates
Blended Interest Rate Calculator
Calculate the weighted average rate across multiple loans or deposit accounts in one combined figure.
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💰Savings
Money Market Account Calculator
Estimate earnings from a money market account — compare rates and see how balance affects returns.
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📊Rates
Basis Points Calculator
Convert between basis points and percentages — essential for reading rate changes and financial reports.
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🧾Interest
Interest Expense Calculator
Calculate total interest paid on a loan over its full term — the cost side of borrowing decisions.
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☕Planning
Barista FIRE Calculator
Calculate your part-time FIRE number — how much you need saved to cover expenses with a small side income.
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Related Guides
Step-by-step explanations for banking and savings calculations
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How to Calculate Interest Earned on a CD
Formula, APY vs APR, compounding comparison, early withdrawal impact.
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How to Calculate Interest Expense
Loan interest formulas, amortisation logic, and balance sheet treatment.
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How to Calculate APR on a Loan
APR vs interest rate, fee impact, APR vs APY, worked examples.